First Time Landlords

Helping first-time landlords springboard into buy to let

If you are a first-time landlord looking to purchase a buy to let property, then our whole of market Mortgage Advisers will ensure you secure the most cost-effective deal. Not all lenders offer buy to let mortgages to first-time landlords because they have no previous experience in this field. Our experienced team can provide you with invaluable guidance on the best lenders and products available to you, in addition to guiding you through the application process and stamp duty costs.

As you may already be aware, applying for a buy to let mortgage is not as straightforward as a standard residential mortgage. Lenders need to ensure that the property will provide good rental coverage and the location will be attractive to potential tenants. Other factors can also reduce the number of lenders available to you. For example, if you have had some historic adverse, the property is ex-local authority or you do not have an existing mortgage on a residential property. Don’t worry though, there are still plenty of opportunities for you to secure funds – if you know where to look.

We will search every lender across the mortgage market for you and advise you on the best product to suit your needs. To ensure your property is fully protected, we can also advise you on which type of insurance you will need.

Your home may be repossessed if you do not keep up repayments on your mortgage

In general buy to let mortgages are not regulated by the Financial Conduct Authority.