Ex Pat Mortgages

Helping expats and foreign nationals to invest in UK property

With the UK housing market remaining buoyant, purchasing an investment property in the UK can often make financial sense. Whether you are purchasing one property for your own future residential use, or maybe to be used as the family home whilst you work away, we can help source the right mortgage to suit your needs. Alternatively if you are building a portfolio of properties in the UK we can assist you with mortgages from our expat Buy To Let range. We can help expats and foreign nationals to purchase a property in England, Wales and Scotland. Or remortgage their current UK property, perhaps to secure a better rate or release some equity.

Expat and foreign national mortgages are the same as standard mortgage products, however, some lenders may charge a higher interest rate and fee due to them being perceived as higher risk. Only a select number of specialist lenders offer these type of mortgages as the process of verifying your income can be more complicated, particularly if you do not hold a UK bank account.

We will be able to identify which lenders to approach to secure the best deal. Factors which can help to support your application include working for a multinational company, paying funds into a UK bank account and having a British or EU passport.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.